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45% of American adults regret not investing more in stocks

Nearly half of Americans regret not investing more in stocks in the last 10 years. That’s despite the fact that various stock indexes declined by 15% to 20% in 2022, according to a recent survey. Overall, 45.1% of Americans overall, including both investors and non-investors, said they regretted not taking …

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Employees want holiday bonuses but they may get pizza parties instead

Many businesses are struggling right now, with inflation woes and mass layoffs making headlines in recent weeks. But that hasn’t stopped employees from expecting holiday bonuses. In fact, 67% of employees say they would quit or consider quitting if they don’t receive a holiday bonus this year, according to new …

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How to build an emergency fund

What are you hoping to accomplish moneywise in the upcoming year? If you’re like many Americans, you may be looking to pay down your credit cards, boost your retirement savings or finally create a spending plan. But Americans’ No. 1 money goal is to build an emergency fund, according to …

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What Congress missed in lame duck session

Parents and children participate in a demonstration organized by the ParentsTogether Foundation in support of the child tax credit portion of the Build Back Better bill outside of the U.S. Capitol on Dec. 13, 2021. Sarah Silbiger | Bloomberg | Getty Images Washington lawmakers are rushing to get as much …

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10 ways to avoid the IRA early withdrawal penalty

Morsa Images | Stone | Getty Images Retirement accounts are meant to fund your lifestyle in later years — and raiding them early generally comes with a stiff financial penalty. But there are some situations in which account owners — both those with savings in individual retirement accounts and workplace …

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‘Secure 2.0’ provides ‘match’ to retirement savers with lower income

A new incentive for low- and moderate-income individuals to save for their post-working years could be on its way. Under a provision included in a legislative proposal known as “Secure 2.0” — which is included in an omnibus appropriations bill that cleared the Senate on Thursday and awaited a House …

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Jim Cramer says the ‘worst of 3 worlds’ helped lead stocks lower on Thursday

CNBC’s Jim Cramer outlined three reasons that markets lost a short-lived rally on Thursday. If the economy were running colder, if the stock market was lower, and if interest rates were higher before sliding, things would be different, Cramer said. “Today we didn’t see that, though. We had the worst …

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China is bringing in first-of-its-kind regulation on ‘deepfakes’

China will introduce rules governing the use of deep synthesis technology in January 2023. Deepfakes, where artificial intelligence is used to manipulate images and videos, are a concern for Beijing as it ramps up control over online content. Fotografielink | Istock | Getty Images In January, China will introduce first-of-its-kind …

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Emergency savings proposals in Secure 2.0 may boost financial security

Coming up with the cash to cover an unexpected emergency expense can be a challenge for many individuals and families. Studies show an unexpected expense of even $400 may prompt people to borrow to cover the cost. When faced with such bills, workers may be tempted to tap their retirement …

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Airlines cancel flights before Christmas

Workers deice an Alaska Airlines plane during a snow storm at Seattle-Tacoma International Airport (SEA) in Seattle, Washington, US, on Tuesday, Dec. 20, 2022. David Ryder | Bloomberg | Getty Images Airlines canceled hundreds of flights this week as winter storms, bitter cold and high winds snarled U.S. travel ahead …

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